Terms and Conditions of Sale:
Title to the merchandise described on your invoice does not pass until paid for in full. The buyer may return coins for any reason within 15 days for a full receipt of a full refund. After the 15 day return period has passed, all sales become final and no returns will be accepted. Notwithstanding the above terms and conditions of sale, coins certified by PCGS and NGC carry a 3 day return period, after which all sales are final and all sales of bullion or bullion coins included within your invoice are final and not subject to Premier Coin Galleries, Inc. return policy. All returns must be via registered mail, insured for the full invoice amount. Risk of loss is on the buyer. Unless otherwise stated on your invoice, payment is due upon receipt. Any account in arrears 30 days will receive a 1-1/2% late charge per month from the original due date. In the event an account goes to collection for non-payment, the buyer is liable for any additional late charges and fees, including the cost of collection. All disputes will be resolved in New York State, Suffolk County Courts, and are subject to the laws of New York State. Acceptance of the merchandise described within you invoice constitutes consent to and approval of the fogging terms and conditions of the sale.
Coin Grading: Grading is subjective and as such is subject to the opinion of the graders. Standards can and do vary from dealer to dealer, grading service to grading service, and expert to expert. Due to these inherent inconsistencies and the subjective nature of the coin grading process, Premier Coin Galleries, Inc., cannot represent that a particular coin grading meets the standards of any third party grading service.
Risk Disclosure: The purchase of coins and collectibles involves risk. Unlike bullion coins where value is determined by the spot price of its precious metal content, the value of a numismatic coin lies in large part to its perceived scarcity and quality which can and does fluctuate independently of bullion prices. Premier Coin Galleries, Inc. its principals and representatives do not guarantee profit or guarantee against loss on any rare coin or bullion purchase. The numismatic co8ins sold by Premier Coin Galleries, Inc. are strictly for collectors. The value of such items may only be in their beauty and history and should not be considered an investment vehicle.
